Privacy Policy
Last Updated: January 2025
Our Privacy Commitment
scratchtpayfinder.com ("we," "us," "our," or "Company") is committed to protecting your privacy. This Privacy Policy explains our practices regarding data collection, use, and protection when you visit our website. We believe in transparency and minimal data collection practices.
1. Information We Collect
We collect minimal information necessary to operate our website effectively:
Information You Provide Directly
If you submit a form on our website, you may voluntarily provide information such as your name, email address, or other details you choose to share. This information is processed entirely client-side and is never transmitted to any server. The information is displayed only within your browser session for your reference.
Automatically Collected Information
When you visit scratchtpayfinder.com, we do not automatically collect any personally identifiable information. We do not use analytics services, tracking pixels, or third-party tracking scripts. We do not collect information about your browsing behavior, device type, IP address, or location through our website.
2. Cookies
scratchtpayfinder.com uses only essential cookies necessary for basic website functionality. These cookies include:
- Session cookies that help maintain your navigation experience
- Preference cookies that remember your choices on our site
We do not use tracking cookies, marketing cookies, or any third-party cookies. All essential cookies expire automatically when you close your browser or after a reasonable period of inactivity.
3. Analytics and Tracking
scratchtpayfinder.com does not use any analytics services. We do not use Google Analytics, Facebook Pixel, or any other third-party tracking technology. We do not monitor user behavior, track page views, or collect usage statistics through automated means.
4. How We Use Information
Any information you voluntarily provide through forms on our website is used solely for the purpose you intended when submitting the form. We do not:
- Share your information with third parties
- Sell your personal data
- Use your information for marketing purposes without explicit consent
- Store form submissions on our servers
- Send you unsolicited communications
5. Form Submissions
All form submissions on scratchtpayfinder.com are processed client-side only. When you submit a form, the information is displayed directly in your browser and is not transmitted to any external server, database, or third-party service. You are responsible for ensuring any information you enter is accurate.
6. Data Retention
We do not retain form submission data. Any information you enter remains only in your browser session. Once you close your browser or refresh the page, that session data is cleared. We maintain no central database of user information.
7. Third-Party Links
scratchtpayfinder.com may contain links to external websites. We are not responsible for the privacy practices of external sites. We encourage you to review the privacy policies of any external websites before providing your information to them.
8. Data Security
While we maintain reasonable security measures for our website infrastructure, the nature of internet transmission means no data transmission is completely secure. Since we process information client-side, you control what information enters our system.
9. Children's Privacy
scratchtpayfinder.com is not directed toward children under the age of 13. We do not knowingly collect information from children. If you are a parent or guardian and believe a child has provided information to us, please contact us immediately using the information below.
10. California Consumer Privacy Rights (CCPA)
If you are a California resident, you have the following rights under the California Consumer Privacy Act:
- Right to know what personal information is collected
- Right to delete personal information (does not apply to client-side session data)
- Right to opt-out of sale of personal information (we do not sell your data)
- Right to non-discrimination for exercising your privacy rights
Since we do not collect or retain personal information, these rights are automatically protected in our standard practices.
11. General Data Protection Regulation (GDPR) Notice
For users in the European Economic Area, United Kingdom, or Switzerland: scratchtpayfinder.com complies with GDPR principles. We operate on minimal data collection, process information only with your consent through voluntary form submissions, and do not engage in profiling or automated decision-making. You have the right to access, correct, delete, or restrict processing of your personal data. Since we process data client-side only, these rights are inherently protected.
12. Your Privacy Rights
You have the following rights regarding your personal information:
- Access: You can request information about what data we hold about you
- Correction: You can request correction of inaccurate information
- Deletion: You can request deletion of your personal information
- Restriction: You can request we limit how we use your information
- Portability: You can request a copy of your data in a portable format
- Objection: You can object to processing of your information
13. Contact Us for Privacy Matters
If you have questions about this Privacy Policy, wish to exercise your privacy rights, or want to report a privacy concern, please contact us:
Email: privacy@scratchtpayfinder.com
Mailing Address: scratchtpayfinder.com, Privacy Department, United States
We will respond to your privacy requests within 30 days or as required by applicable law.
14. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by updating the "Last Updated" date at the top of this page. Your continued use of scratchtpayfinder.com following any changes constitutes your acceptance of the updated Privacy Policy.
15. International Users
scratchtpayfinder.com is operated from the United States. If you are accessing our website from outside the United States, please be aware that your information may be transferred to, stored in, and processed in the United States, where our servers are located and where data protection laws may differ from your country of residence.